Advocate Sowbhagyalaxmi Hegde

  20-Document Verification Checklist by Documents to Verify 1. Original title deed (30-year chain traced) 2. Encumbrance Certificate (15-30 years, Form 15/16) 3. RTC (Record of Rights, Tenancy and Crops) - Bhoomi portal 4. Mutation extract (MR) confirming ownership transfer 5. Khata certificate and extract (A Khata / B Khata) 6. Form 9 (conversion / change of land use record) 7. Form 11 (register of mutations) 8. Survey sketch and Tippani 9. Akarband and Podi extract (for sub-divided land) 10. Village map (Gramanaksha) 11. DC Conversion order (agricultural to non-agricultural) 12. Approved layout plan (BDA/BBMP/BMRDA/panchayat) 13. K-RERA registration certificate (layouts/apartments) 14. Property tax paid receipts / no-dues certificate 15. Legal heir / succession certificate (if inherited) 16. Power of Attorney validity check (if applicable) 17. Family settlement / release deed (if co-owners exist) 18. Loan closure / encumbrance-free letter (...

Buying land or a house site in Karnataka whether in Bengaluru, Mysuru, Mangaluru, or a smaller town is one of the biggest financial decisions a person makes. It is also one of the easiest ways to lose money if the legal groundwork is skipped. Fake sale deeds, disputed titles, unconverted agricultural land, and unauthorized layouts are extremely common across the state, and once money changes hands, undoing the damage in court can take years. Why Due Diligence Matters More in Karnataka Karnataka has a layered land records system Bhoomi (RTC/Pahani), Kaveri (registration), local municipal or panchayat khata records, and special restrictions under the Karnataka Land Reforms Act and Karnataka Land Revenue Act. A property can look perfectly fine on paper and still be legally unsellable, litigated, or under a government restriction that only a trained eye will catch. That's what this checklist is for. 1. Verify the Title Deed (Chain of Title) Ask the seller for the original title...